Setup Guide: Enhance Your Online Store with Payoneer Shopify Integration

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In today’s e-commerce landscape, integration between payment gateways and platforms is crucial for expanding a business’s reach globally. Payoneer and Shopify represent a formidable combination that enables Shopify merchants to access Payoneer’s extensive global payment network. This partnership facilitates seamless transactions for customers worldwide, ensuring that merchants can easily manage and grow their online stores through diverse payment methods. By integrating Payoneer with Shopify, merchants unlock the potential to receive payments with efficiency, catering to a broader customer base without the complexities of cross-border transactions.

The process of incorporating Payoneer into a Shopify store is straightforward, designed with a step-by-step approach that merchants can follow to enable Payoneer payment methods swiftly. Through this integration, Shopify stores gain access to Payoneer’s multi-currency support and competitive currency conversion rates, enhancing the shopping experience for international customers. This article will guide Shopify merchants on how to leverage Payoneer checkout options, discussing the benefits, customization opportunities, and understanding the associated fees and payouts. By simplifying the global payment process, this Payoneer Shopify integration positions e-commerce businesses for substantial growth and operational efficiency.

Understanding Shopify Payment Integrations

Shopify offers a robust platform for merchants to sell both online and in-person, providing a range of tools from drag-and-drop store builders to comprehensive performance dashboards. Crucial to its functionality is the ability to integrate with various payment gateways, enhancing the flexibility and reach of merchants globally. Shopify Payments, the platform’s own payment solution, simplifies the transaction process by eliminating the need for third-party payment providers. This integration supports all major payment methods immediately upon store setup, promoting ease of use and streamlined operations.

Third-Party Payment Gateways

In addition to Shopify Payments, the platform supports integration with several third-party payment gateways, such as Stripe, 2checkout, and Skrill Business, among others. These integrations allow merchants to accept payments in multiple currencies and tailor the payment experience to suit specific business needs. Particularly, linking Shopify with a Payoneer account can be achieved through gateways like BlueSnap and Alipay Global, facilitating broader payment options and enhancing customer convenience.

Automated Processes and Developer Tools

The integration of Shopify with payment systems like Payoneer goes beyond mere payment processing. It enables automated functionalities such as order generation, visitor behavior tracking, and conversion of shipping details, which are essential for scaling operations efficiently. For developers, Shopify offers robust APIs and a CLI tool, empowering them to create and manage custom solutions that enhance the merchant and customer experience on the platform. This comprehensive suite of tools and integrations positions Shopify as a versatile option for businesses aiming to optimize their sales processes and expand their market reach.

What is Payoneer Checkout?

Payoneer Checkout is a robust payment acceptance solution tailored specifically for online sellers and small to medium-sized businesses (SMBs). It enables merchants to securely accept online card payments from customers when they purchase goods and services at online stores. This pre-built Shopify plugin supports a variety of payment methods, including major credit cards like Visa, Mastercard, and Amex, along with local payment options, covering over 120 currencies globally. The platform is designed to provide a seamless online shopping experience, dynamically adapting to different devices such as desktops, tablets, or mobiles.

Key Features of Payoneer Checkout

  1. Global Payment Acceptance: Merchants can accept payments in over 120 currencies, which is crucial for businesses aiming to expand their international reach.
  2. High Acceptance Rates and Quick Settlements: Payoneer Checkout offers superior acceptance rates and fast settlement times (T+2), which are essential for maintaining cash flow in ecommerce.
  3. Flexible Integration Options: The platform provides various integration types, including an embedded iFrame or a hosted payment page, making it adaptable to different ecommerce setups.

Payoneer Checkout not only simplifies the payment process but also enhances the overall customer experience by offering localized support in over 22 languages and providing specialized support for onboarding, integration, fraud prevention, and chargeback management. Additionally, the platform’s transparent pricing model, with no hidden fees and competitive FX rates, ensures that merchants can manage their finances effectively without worrying about excessive costs.

The Benefits of Integrating Payoneer with Your Shopify Store

Integrating Payoneer with your Shopify store offers a multitude of benefits designed to enhance both the merchant’s and the customer’s experience. Key advantages include streamlined financial processes and improved transaction security, which are essential for growing an e-commerce business in a globally competitive market.

Fast and Secure Transactions

Fast Setup and Daily Settlements

  1. Quick Integration: Payoneer offers a fast setup for Shopify integration, allowing businesses to start accepting payments almost immediately.
  2. Rapid Access to Funds: With fast daily settlements, merchants experience quicker access to funds, which is crucial for maintaining cash flow and operational stability.

Enhanced Security Measures

  1. Fraud Prevention: Advanced fraud prevention measures are in place to secure each transaction.
  2. Chargeback Assistance: Payoneer provides support with chargebacks, helping merchants resolve disputes efficiently and effectively.

Improved Customer Satisfaction

Localized Customer Support and High Acceptance Rates

  1. Support in Multiple Languages: Local customer support in various languages ensures that both merchants and shoppers can receive assistance in their native language, enhancing understanding and satisfaction.
  2. Higher Transaction Success Rates: The higher acceptance rates for card payments reduce the likelihood of transaction failures, encouraging more completed purchases.

Transparent and Efficient Pricing

  1. Clear Cost Structure: Transparent pricing means merchants are fully aware of the costs associated without any hidden fees.
  2. Additional Merchant Benefits: Benefits such as favorable FX conversion fees and the ability to pay suppliers or withdraw funds in local currency add significant value for Shopify store owners.

By offering a seamless payment experience that includes benefits like increased cart conversions and a well-designed payment flow, Payoneer not only simplifies the financial operations of an e-commerce store but also enhances the overall user experience. This integration ensures that both merchants and their customers engage in transactions that are straightforward, secure, and beneficial to all parties involved.

Step-by-Step Guide to Integrating Payoneer with Shopify

Integrating Payoneer with your Shopify store can significantly enhance your ability to manage global transactions. Here’s a comprehensive guide to set up Payoneer as a payment method on your Shopify site.

Step 1: Create and Configure Your Payoneer Account

Firstly, you need to have an active Payoneer account. If you haven’t already, register by visiting the Payoneer website and following the sign-up process. Once your account is set up, link your bank account to facilitate seamless transactions.

Step 2: Add Payoneer to Your Shopify Payment Methods

To integrate Payoneer into your Shopify store, log into your Shopify admin panel. Navigate to ‘Settings’, then click on ‘Payments’. If Payoneer is not already listed as a payment method, click on ‘Add payment method’. Search for Payoneer and select it from the options available. You will need to enter your Payoneer account details and any required API credentials to link the accounts effectively.

Step 3: Customize and Test Your Payment Setup

After adding Payoneer as your payment method, it’s crucial to customize the checkout process to align with your brand. This includes configuring the colors and styling of your payments page. Additionally, ensure you test the payment process in both test and live environments to understand different payment scenarios and to ensure everything is working smoothly.

By following these steps, you can efficiently integrate Payoneer with Shopify, enhancing your store’s functionality and your customers’ checkout experience.

Customization and Branding Your Checkout Process

After successfully integrating Payoneer with your Shopify store, the next crucial step involves customizing the payment page to reflect your brand’s identity. This customization is vital as it enhances the customer’s trust and improves their overall shopping experience. Here’s how you can effectively align the Payoneer checkout interface with your brand aesthetics:

Step-by-Step Customization Process

  1. Access the Payoneer Settings: Log into your Payoneer account and navigate to the settings section dedicated to Shopify integration.
  2. Customize Design Elements: Modify the color scheme, font style, and layout to match your brand’s visual identity. This includes adding your logo and adjusting the payment page’s background colors to ensure consistency with your website’s design.
  3. Adjust Text and Language: Tailor the text on the payment page, including button labels and instructions, to align with your brand’s voice. If your customer base is diverse, consider configuring language options to cater to different demographics.

By personalizing these elements, you ensure that the payment process isn’t just a transaction but a continuation of the shopping experience that began on your main site. This seamless transition is crucial for maintaining customer confidence and can significantly impact conversion rates.

Understanding Fees and Payouts with Payoneer Checkout

Payoneer’s fee structure for Shopify integration is designed to be transparent and competitive, catering to businesses of varying sizes and transaction volumes. Here are the key components of Payoneer’s fee system:

Transaction Fees

Payoneer charges a transaction fee for each payment processed through its system. This includes:

  • Credit Card Transactions: A fee of 3.5% per transaction, with no additional fees for cross-border transactions.
  • ACH Bank Transfers: A flat fee of $1.50 is applicable for each transaction.
  • Payoneer Account Transfers: No fee is charged for transactions between Payoneer accounts, promoting internal ecosystem usage.

Payout Fees and Options

Once transactions are processed, Payoneer offers several payout options with associated fees:

  • Local Bank Transfers: A fee of $1.50 is charged for payouts to local bank accounts.
  • International Bank Transfers: A higher fee of $3.50 applies to international transfers, reflecting the additional processing required.
  • Immediate Settlements: For approved transactions, Payoneer offers next-day payouts, ensuring funds are available in the recipient’s account within 24 hours.

Mass Payouts and Currency Conversion

For businesses requiring payments to multiple recipients, Payoneer provides a mass payout solution:

  • Mass Payouts Service: A standard fee of $3 per payment is charged, with a minimum total payment amount of $20.
  • Currency Conversion: Payoneer allows transactions in major currencies like USD and EUR without conversion fees, while other currencies are converted based on competitive market rates.

This fee structure supports efficient cash flow management and minimizes the financial burden on businesses, making Payoneer a viable option for Shopify users looking to expand globally.

Enhancing Global Reach with Payoneer’s Multi-Currency Support

Payoneer’s multi-currency support significantly enhances the global reach of Shopify merchants by allowing them to accept payments in various international currencies. This feature not only facilitates smoother transactions for customers paying in their local currency but also broadens the market reach for merchants. Payoneer supports a diverse range of currencies including major ones like USD, EUR, GBP, CAD, AUD, JPY, and CNH, covering more than 200 countries worldwide. This extensive coverage ensures that Shopify merchants can easily cater to a global customer base without the complexities of currency conversion, thus fostering a more inclusive shopping environment.

Multi-Currency Account Benefits

  1. Local Global Accounts: Merchants can receive payments as if they had a local bank account in different countries, which simplifies the payment process for both the merchant and the customer.
  2. Cost-Effective Currency Management: Allows for efficient management of currency balances and transfers, reducing the costs associated with currency conversion.
  3. Ease of Transaction: With the ability to manage multiple currencies within one account, merchants can streamline their financial operations, enhancing overall business efficiency.

The integration of Payoneer’s multi-currency support with Shopify not only mitigates the hassle associated with international transactions but also provides a robust platform for merchants to expand their operations globally. By enabling payments in multiple currencies, Shopify merchants can avoid potential barriers to purchase, making their products more accessible to international customers and significantly increasing their market potential. This strategic advantage is crucial for businesses aiming to scale globally in a competitive e-commerce landscape.

Ensuring Security and Compliance

Payoneer is committed to maintaining high security standards to protect the interests of both Shopify merchants and their customers. Recognized by financial regulators worldwide, Payoneer adheres to stringent security and compliance measures. This ensures that every transaction processed via the Payoneer Shopify integration is secure, safeguarding against fraud and cyber threats. Merchants can feel confident that their business and customer data are protected by robust security protocols.

Enhanced Security Measures

  1. Secure Payment Processing: The integration between Payoneer and Shopify features advanced encryption and security protocols, ensuring that all payment information is transmitted securely.
  2. Comprehensive Data Protection: Payoneer invests significantly in the latest security technologies and protocols to protect user accounts and sensitive information from unauthorized access.
  3. Fraud Prevention Support: Payoneer offers dedicated customer support to address any issues or questions related to payment processing, enhancing the security framework and providing peace of mind for merchants.

Mobile App Security

  • Secure Mobile Transactions: Payoneer’s mobile app is designed with security in mind, requiring users to set up a passcode or PIN for access.
  • Automatic Lock Feature: To prevent unauthorized access, the mobile app is configured to lock and require re-authentication after 30 seconds of inactivity.

By integrating these security measures, Payoneer not only complies with global financial regulations but also ensures that Shopify merchants can conduct their business securely. This commitment to security and compliance is crucial for maintaining trust and reliability in the competitive e-commerce landscape.


Throughout this comprehensive guide, we’ve explored the multifaceted advantages of integrating Payoneer with Shopify – a process that significantly simplifies global transactions and enhances the e-commerce experience for merchants and customers alike. From the seamless setup to the extensive support for multiple currencies, Payoneer’s integration with Shopify empowers merchants with the tools they need to expand their operations internationally, providing a secure and efficient pathway to manage transactions and funds. Moreover, the inclusion of Payoneer’s Checkout system offers a robust solution for merchants to accept various payment methods, ensuring a smooth and inclusive shopping experience for customers around the globe.

As businesses continue to navigate the complexities of global e-commerce, the strategic alliance of Payoneer and Shopify emerges as a pivotal factor in facilitating growth, ensuring security, and fostering international market penetration. By adopting this integration, merchants are equipped to meet the evolving demands of the digital marketplace, leveraging advanced payment solutions and operational efficiencies. In light of these benefits, the Payoneer and Shopify integration stands out as an essential step for e-commerce businesses aiming to secure their position in the competitive global market, underscoring the importance of embracing innovative payment solutions in today’s digital age.


1. How can I integrate Payoneer into my website?
To add Payoneer to your website, begin by installing the necessary plugin. Access your WordPress Admin Dashboard, navigate to Plugins > Add new, or simply click the Add button on the Plugins page. Search for “Payoneer Checkout” and select the Install button. After installation, activate the plugin by clicking the Activate or Network Activate button.

2. Does Payoneer offer a payment gateway service?
Yes, Payoneer Checkout serves as a payment gateway, offering a fast, easy, and secure method for online payment processing. This solution enhances customer experiences and helps in building customer loyalty by facilitating global transactions.

3. Is Payoneer a secure and legitimate service?
Yes, Payoneer is both secure and legitimate. It processes payments on a fully compliant and rigorously audited platform. Recognized by financial regulators worldwide, Payoneer adheres to strict regulations in multiple jurisdictions, ensuring a reliable compliance record.

4. How do I use Payoneer Checkout on my website?
To use Payoneer Checkout, first ensure it is installed and activated on your website as outlined in FAQ 1. Once activated, you can configure it according to your business needs and start accepting payments from customers globally.


Jack Quy

About Author

Jack Quy is the founder of, a site dedicated to providing insights into freelancing and blogging from his own experience since 2009. His blog is full of great tips and strategies for all things related to working as a freelancer and blogger. No matter your level of experience, these invaluable hints and advice will help you reach your objectives. Be it if you're beginning in the industry or already have some working knowledge, this information is sure to be useful.

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