Payoneer Sign Up: Step-by-step Guide to Earn Your $50 Bonus

Payoneer Taxes

Payoneer emerges as a pivotal financial platform, offering a unique account feature that supports multiple currencies like USD, EUR, GBP, and CNY, thus enabling users globally to receive payments seamlessly. Moreover, an exclusive $50 sign-up bonus awaits those who register through a specific link, a benefit not found on Payoneer’s main site. This enticing offer, coupled with Payoneer’s reputation as a New York-based leader in fast online money transfers and digital payments, positions Payoneer as a preferred choice for freelancers, bloggers, and businesses engaged in international transactions.

Embarking on the Payoneer sign-up process, this article guides readers through each step to ensure eligibility for the $50 bonus, from the initial Payoneer registration to creating a Payoneer account and activating it. By detailing how to open a Payoneer account and navigate the requirements for the sign-up bonus, this guide aims to streamline the Payoneer account creation process, making it accessible for freelancers, entrepreneurs, and businesses aiming to enhance their global payment capabilities.

What is Payoneer?

Payoneer stands as a formidable global payment platform, designed to simplify the complexities of cross-border transactions for a diverse group of users including businesses, marketplaces, and freelancers. At its core, Payoneer enables these groups to manage their finances with greater ease and efficiency, fostering global growth and expansion. Here are the key features that define Payoneer:

  • Global Reach: Payoneer operates in over 190 countries and supports transactions in 70 currencies, making it a truly global platform. This extensive reach is complemented by the platform offering services in 22 languages, ensuring users from different parts of the world can navigate and use Payoneer with ease.
  • Comprehensive Account Management: For freelancers, Payoneer offers a one-stop solution for managing their finances. Users can receive payments from clients and marketplaces, withdraw funds to their local bank account, and even make payments. This comprehensive approach extends to businesses and marketplaces as well, allowing them to manage their finances, pay suppliers, and receive payments efficiently.
  • Security and Compliance: Payoneer places a high emphasis on the security of transactions and compliance with global financial regulations. The platform ensures secure transactions and employs measures to prevent fraud. Additionally, Payoneer simplifies tax form collection and payments, making it easier for users to comply with tax obligations.

The platform’s inception by Yuval Tal in 2005 in New York City marked the beginning of a journey toward revolutionizing how payments are made and received globally. Since then, Payoneer has not only expanded its services but also its footprint in the global market, evidenced by strategic acquisitions and partnerships. Highlights include:

  • Strategic Growth: The acquisition of Armor Payments aimed at addressing B2B transactions and the partnership with the Latin American eCommerce site Linio showcases Payoneer’s commitment to facilitating seamless transactions across borders.
  • Innovation and Expansion: The introduction of services like Payoneer Checkout and the acquisition of the AI data platform, Spott, highlight Payoneer’s continuous efforts to innovate and provide comprehensive payment solutions.
  • Recognition and Valuation: Being named among CNBC’s most disruptive companies and achieving an estimated enterprise value of approximately $3.3 billion post its public listing, underscores Payoneer’s impact and success in the financial services sector.

Payoneer has established itself as a popular alternative to traditional payment methods, offering low transaction fees, the convenience of withdrawing money through local banks or ATMs, and support for all major eCommerce platforms. Its role as a financial tool, providing a prepaid debit card for individuals and businesses, further solidifies its position as a leading global payment service provider.

Why Choose Payoneer?

Choosing Payoneer as a payment platform offers numerous benefits that cater to freelancers, businesses, and anyone involved in international transactions. Below are key reasons why Payoneer stands out as a preferred choice:

  • Multi-Currency Support and Low Fees:
    • Supports major currencies including USD, JPY, AUD, EUR, HKD, SGD, CAD, and GBP.
    • Users enjoy up to 70% lower fees compared to traditional bank transfers, making international transactions cost-effective.
    • Provides local bank account details for receiving payments, allowing clients to pay in their local currency as if it were a local transaction.
  • Convenience and Flexibility:
    • Instant payment requests with the option to attach up to five documents to each invoice for detailed transactions.
    • Direct bank transfers to suppliers and contractors, with options for batch payments for time-saving.
    • Payoneer cards (USD, GBP, EUR, CAD) facilitate easy access to earnings, with usability online, in stores, and at ATMs worldwide.
  • Global Reach and Security:
    • A preferred payment method by leading multi-national companies such as Google, Amazon, Airbnb, and Fiverr.
    • Offers a free MasterCard for ATM withdrawals, enhancing the flexibility of accessing funds.
    • Advanced security measures, including FDIC-insured accounts and industry-leading fraud prevention tools, ensure the safety of transactions.

Furthermore, Payoneer simplifies the process of receiving payments from over 3,500 partners globally, including major marketplaces and platforms. This wide network not only expands a user’s ability to conduct business on a global scale but also ensures that receiving payments is as seamless as possible. With the added incentive of a $50 reward for both referrer and referee upon meeting specific criteria, Payoneer incentivizes its community to grow, benefiting all users.

The platform’s robust infrastructure supports withdrawals to bank accounts in over 190 countries and in 70 different currencies, making it an incredibly versatile tool for international commerce. Whether it’s for freelancers looking to receive payments from clients worldwide or businesses aiming to streamline their payment processes, Payoneer offers a comprehensive suite of services that cater to a wide range of financial needs.

Eligibility for the $50 Signup Bonus

To secure the coveted Payoneer $50 signup bonus, adhering to the following eligibility criteria is essential:

  1. Initial Signup Process:
    • Sign Up: Begin by using the exclusive link provided. This step is crucial as signing up directly through the Payoneer homepage will not make you eligible for the $50 bonus.
    • Complete Registration: Fill in all required details accurately during the registration process. This includes personal information, contact details, and bank account information.
  2. Account Activation and Transaction Requirements:
    • Activate Your Account: After your account is approved, you will need to activate it. This involves entering your Payoneer card number and setting up a 4-digit PIN.
    • Receive Payments: To qualify for the bonus, you must receive a minimum of $1,000 in payments. These payments can come from Payoneer-supported companies and websites, or through the US Payment Service. It’s important to note that these funds should be received within 60 days of account opening to be eligible for the bonus.
  3. Earning and Receiving the Bonus:
    • Tracking Your Eligibility: The $50 bonus will be credited to your account once you’ve met all the eligibility criteria. This includes the transaction requirement of receiving at least $1,000.
    • Referral Program: Payoneer also offers an affiliate program. By becoming an affiliate and referring others, you can earn commissions from transactions made by people you refer. To join, sign up here and navigate to the affiliate program section.
    • Bonus Timeframe: The bonus is typically credited within 60 days of meeting all the requirements. If the minimum amount of $1,000 is not received within 60 days of account opening, the bonus will not be awarded.

To maximize the potential of earning through Payoneer, consider engaging in activities such as freelancing on platforms like Upwork or Fiverr, participating in online surveys, affiliate marketing, selling on online marketplaces, or content creation on social media platforms. Each of these avenues can help you reach the $1,000 threshold required to qualify for the $50 signup bonus.

Step-by-Step Guide to Create a Payoneer Account

Creating a Payoneer account is a straightforward process designed to integrate users seamlessly into the global payment platform. Here’s a step-by-step guide to ensure you’re on the right track to not only creating an account but also positioning yourself to earn the $50 bonus.

Step-by-Step Guide to Create a Payoneer Account

  1. Visit the Payoneer Website:
    • Navigate to
    • Click on the “Sign Up & Earn $50*” link (ensure you use the link provided to be eligible for the bonus).
  2. Choose an Account Type:
    • Select either ‘Individual’ or ‘Company’ based on your needs.
      • For Individuals: Enter your full name, date of birth, and address as they appear on your government-issued ID.
      • For Companies: Be prepared with your company documentation for verification.
  3. Enter Personal and Contact Information:
    • Full Name: As it appears on your ID.
    • Email Address: Ensure it’s valid for account verification.
    • Date of Birth: To confirm the legal age.
    • Residential Address: Must match your ID.
  4. Set Up Account Details:
    • Password & Security Question: Choose a strong password and a security question for account recovery.
    • ID Information: Enter details from a government-issued ID (passport, driver’s license, or national ID).
  5. Provide Bank Account Details:
    • Enter details of your bank account, ensuring the name matches the one on your Payoneer account.
    • Specify if it’s a personal or company account, consistent with the earlier selection.
  6. Accept Terms and Submit:
    • Review Payoneer’s terms and conditions.
    • Submit your application.
  7. Document Collection:
    • Gather necessary documents including ID card (front and back), bank account details, IBAN number, and proof of address.
  8. Verification:
    • Verify your email address.
    • Upload the required documents for account verification.
  9. Wait for Approval:
    • Expect an approval notification via email within three business days.
  10. Link Your Account:
    • Once approved, you can link your Payoneer account to platforms like Fiverr, Upwork, etc., to start receiving payments.

Support and Assistance:

  • For any queries or assistance during the sign-up process, Payoneer’s support center is accessible through the help menu in your account.

Ensuring all information provided during the sign-up process is accurate and true is crucial for a smooth registration process. This not only expedites the approval but also ensures that you meet the eligibility criteria for the $50 sign-up bonus. Following these steps meticulously will set you on the right path to leveraging Payoneer’s global payment platform.

Activating Your Payoneer Account

Activating your Payoneer account and any associated cards, whether physical or virtual, is a pivotal step in unlocking the platform’s full potential for global transactions. Here’s a concise guide to ensure a smooth activation process:

Activating Your Physical Card

  1. Sign In: Access your Payoneer account and navigate to the ‘Payoneer Cards’ section.
  2. Locate & Activate: Find the card that needs activation and select ‘ACTIVATE’.
  3. Card Details: Enter the 16-digit card number. This number is accessible via a one-time link sent in an automatic email upon card approval.
  4. Complete Activation: Follow the on-screen instructions, which include setting up a 4-digit PIN.

Activating Your Virtual Card

  • Access ‘Payoneer Cards’: After logging in, locate your virtual card under the same section.
  • Activation Steps: Click ‘Activate’, input the 16-digit card number, agree to the Policy and Terms, and confirm activation by clicking ‘Activate’ again.

General Account Activation Steps

  • Email & Identity Confirmation: Initially, confirm your email address and identity as part of the registration process.
  • Linking a Local Bank Account:
    • Navigate to ‘Settings’ and select ‘Bank Accounts’.
    • Choose ‘Add a new bank account for withdrawing funds’ and follow the prompts.
    • If there’s no prompt for account confirmation after adding your bank details, contact Payoneer customer care for assistance.

Additional Tips for Activation

  • For Both Card Types: Remember, the card needs to be funded before use. Check the ‘Card Management’ section under ‘Settings’ to ensure your card is ready for transactions.
  • Top-Up Settings: After activation, adjust your card’s top-up settings to automatically load any available funds from your account balance.
  • Security: Keep your card details secure and private at all times.
  • One Account Rule: Payoneer allows only one account per individual. If facing issues due to an existing account, consult the ‘Existing Payoneer Account – FAQ’.

By following these structured steps, you can activate your Payoneer account and cards efficiently, setting the stage for a seamless global payment experience. Whether you’re making purchases online, in stores, or withdrawing cash at ATMs worldwide, these activation steps ensure you’re well-prepared to engage in diverse financial transactions.

How to Qualify for the $50 Bonus

To qualify for the Payoneer $50 sign-up bonus, users are required to engage in specific transactional activities. This process is designed to encourage active use of the Payoneer account, ensuring that new users not only sign up but also integrate Payoneer into their regular financial operations. Here is a breakdown of what is needed:

  • Complete Transactions: Users must engage in transactions that cumulatively meet or exceed a certain threshold. This is not just about loading funds into the account; it involves actual financial activities such as receiving payments from clients or withdrawing funds to a local bank account.

Understanding the transaction requirement is crucial for new Payoneer users aiming to make the most of the sign-up bonus. It encourages an early and active start in using the platform for international payments and transactions, which is beneficial for freelancers, digital nomads, and businesses looking to expand their global reach.

  • Active Engagement: The essence of this requirement is to foster active engagement with the Payoneer platform. By integrating Payoneer into your daily financial activities, you not only move closer to unlocking the sign-up bonus but also begin to streamline your international payment processes. This could include:
    • Receiving payments from international clients
    • Withdrawing funds to your local bank account
    • Making payments to suppliers or contractors overseas

In summary, the path to earning the Payoneer $50 sign-up bonus is marked by active account use, specifically through completing a series of transactions. This approach not only benefits the user by providing an initial financial incentive but also acquaints them with Payoneer’s robust platform, designed to support a wide range of financial activities. Engaging in these transactions is a step towards optimizing your global financial operations, making Payoneer an integral tool in your financial toolkit.

Receiving Payments with Payoneer

Receiving payments with Payoneer is designed to be as straightforward as possible, accommodating users who wish to receive funds from a diverse range of global partners and in multiple currencies. Here’s how to navigate this process:

  • Requesting a Payment:
    1. Click on ‘Receive’ followed by ‘Request a Payment’.
    2. For first-timers, select ‘Add a new payee’ and choose between ‘Company’ or ‘Individual’.
    3. Input the payment amount ranging from $50 to $15,000 USD or its equivalent in other currencies.
    4. Before sending, preview the invoice to ensure all details are correct.
    5. Attach any necessary documents, such as invoices or contracts, then click ‘Request Payment’.
  • Manual Withdrawal vs. Automatic Transfers:
    • Unlike some platforms where balances are automatically transferred to a linked bank account, Payoneer requires users to manually initiate the withdrawal of funds from their Payoneer balance to their bank account.
    • For those with a Payoneer card, setting up automatic transfers is possible, allowing transactions to be directly moved to the bank card instead of remaining in the Payoneer balance.
  • Receiving Payments from Partners:
    • Payoneer users have the privilege of receiving payments from over 3,500 worldwide partners, including major platforms like Amazon, Bank, Viagogo, GoDaddy, Lazada, and
    • When a payment is requested, the Payoneer user sends a payment request containing all necessary details and a link to the Payoneer online payment application.
    • The payer then follows this link, enters their payment details, and submits the payment.

It’s important to be aware that fees may apply when receiving payments, which can vary depending on the amount and currency involved. This process not only simplifies the way users can request and receive payments globally but also enhances the flexibility and efficiency of managing international transactions.

Using Your Payoneer Account for Payments

Using your Payoneer account for payments offers a flexible and efficient way to manage both your personal and business financial transactions. Here’s how you can make the most of Payoneer’s payment services:

Making Payments to Payoneer Customers

  • Eligibility: Before you can send business payments, ensure you’ve received at least $500 (or its equivalent) into your Payoneer account.
  • Steps to Send Payments:
    1. Log in to your Payoneer account.
    2. Navigate to “Pay” then “Pay to a recipient’s Payoneer account.”
    3. Enter the recipient’s name and select their email address.
    4. Choose the currency balance or card to pay from.
    5. Input the payment amount, select the purpose of payment, and add a transaction description.
    6. Review all payment details and click “Pay.”
  • Transaction Time: Payments to other Payoneer customers are usually processed within 2 hours.
  • Fees: Vary based on country, currency, amount, and limits.

Paying Non-Payoneer Customers

  • Before Starting: Accumulate at least $500 in payments received in your Payoneer account.
  • Payment Process:
    1. Access “Pay” then “Pay to a recipient’s bank account.”
    2. Follow the instructions to complete your payment.
    3. Select from your Payoneer balance and the recipient’s bank account details.
    4. Enter the payment amount and a reference.
    5. Review the payment details and confirm by clicking “Pay.”
  • Scheduling Payments: Schedule a single payment up to 90 days in advance or set up recurring payments.
  • Fees: Depend on whether the payment is in the same currency as the recipient’s bank account or if currency exchange is required.

Additional Features and Requirements

  • Payoneer MasterCard: Apply for a free card after receiving a minimum of $2,000 in your account over the previous 6 months.
  • Monthly Limits: Be aware of the overall monthly payment limit. Contact Payoneer for assistance if exceeded.
  • Business Transactions Only: Payments can be made exclusively for business transactions, not for personal goods or services.
  • Security: Unauthorized payments should be reported immediately. Transactions are non-refundable and non-reversible.

By understanding these guidelines and processes, Payoneer users can streamline their payment operations, ensuring efficient and secure transactions across the globe. Whether paying fellow Payoneer customers or those without an account, the platform offers a comprehensive solution for managing business finances with ease.


Navigating through the plethora of features and offerings that Payoneer provides, it becomes evident that this platform is not merely a financial tool but a comprehensive gateway for global payment solutions. From facilitating international transactions with ease and efficiency to offering a lucrative sign-up bonus, Payoneer stands out as a beacon for freelancers, businesses, and digital nomads looking to simplify their financial operations. The step-by-step guides, whether for signing up, activating an account, or making transactions, offer a testament to the platform’s commitment to user accessibility and financial empowerment.

As we dissect the multifaceted offerings of Payoneer, from its robust security measures to its innovative payment solutions, it’s clear that this platform is tailor-made for those aiming to transcend geographical and currency barriers. The potential for growth, expansion, and financial fluidity that Payoneer offers its users highlights its pivotal role in the modern digital economy. It beckons further exploration and utilization, promising not just ease of transactions but also an integration into a global network of financial operations, setting a new standard for what we can expect from payment platforms in the future.


How can I qualify for Payoneer’s $50 sign-up bonus?

To qualify for the $50 sign-up bonus with Payoneer, you need to receive a minimum of $1000 in your account. This can be achieved either by having someone send you money or by transferring funds to your Payoneer account yourself.

What steps should I take to earn a $50 reward on Payoneer?

To earn a $50 reward on Payoneer, participate in a Qualified Referral. This involves either being the Referrer or the Referred Customer in a transaction where the terms specified on the relevant landing page are met, leading to both parties receiving a $50 reward.

How do I earn and receive my referral bonus from Payoneer?

To earn a referral bonus from Payoneer, ensure the person you referred signs up and receives at least $1000 in payments to their card or account. Following this, both you and your friend will be awarded your rewards, typically $50 each, within three months of meeting the criteria.

What does Payoneer’s welcome bonus entail?

Payoneer’s welcome bonus requires you to receive payments totaling at least $1000 USD (or its equivalent) from sources outside of Payoneer. It’s important to note that transfers between Payoneer accounts do not count towards this bonus.


Jack Quy

About Author

Jack Quy is the founder of, a site dedicated to providing insights into freelancing and blogging from his own experience since 2009. His blog is full of great tips and strategies for all things related to working as a freelancer and blogger. No matter your level of experience, these invaluable hints and advice will help you reach your objectives. Be it if you're beginning in the industry or already have some working knowledge, this information is sure to be useful.

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